Archive for the 'Current News' Category

Jan 12 2010

Weight Loss Secret: How To Lose That Body Fat

Published by Pat Mullaly under Current News

Guest author and fitness expert, Kathy Ekdahl shares her secrets to loosing that extra weight.

. . . . .

What is the most effective way to lose body fat?

Losing body fat is different than just “losing weight.” So, your question is a good one. Losing weight is easier…. Just go on a crash diet, lose lots of water and muscle tissue (up to 30% of your weight loss) as well as a little fat, and you’ll weigh less. But it won’t last- your crash diet lowered your metabolism by wasting muscle tissue, so now you gain weight back faster. Diet alone never results in permanent weight loss.

Instead, losing body fat means doing everything nutritionally and exercise wise to promote or maintain muscle tissue while losing body fat. This means you can not go too low in calories, or you will cannibalize muscle, and you must exercise hard to elevate your metabolism and stimulate muscle tissue growth.

As far as exercise, years ago, most fitness experts felt that cardiovascular training was the best way to lose body fat, but, recent research has highlighted the importance of hard strength training and high intensity aerobic work in body fat loss. By hard strength training, I mean multi muscle group exercises that produce muscle exhaustion. What you do, and how you do it, depends on your baseline fitness level, but whole body strength training 2-3 times a week is suggested.  As far as cardio, steady state cardio (like walking or jogging) does not produce the same metabolic increase that intervals of high intensity cardio do. SO- add some intervals of hard cardio 2x a week, and you’ll really start to burn fat.

Finally, as I mentioned above, healthy nutrition is the key to success. This is where most people really have a hard time. Many people need to dramatically change their diets, but most are unaware of what they eat and when, so food logs are an absolute. You must have adequate- but not too much- caloric intake and you must eat with regular frequency, never going too long between meals. Under eating during the day only leads to over eating at night, so skipping meals makes no sense. I believe that reducing processed foods, high fat foods, and refined and “starchy” carbohydrates can dramatically improve your health.  Instead of these foods, add more lean protein, vegetables, healthy fats and fruits, and you will lose body fat.  Eat whole, from the earth, unprocessed foods, and you can’t go wrong!

Kathy Ekdahl, ACE cPT, CSCS, is a nationally certified personal trainer and strength and conditioning coach, who lives in Hudson, Mass. Kathy has  worked for over 20 years in the fitness industry, and is the coach of the Hudson High School Women’s Varsity Lacrosse and Field Hockey teams. She will be answering your fitness questions each week in this column, and welcomes your questions. To send a question, email Kathy at: kathy@personalbestpersonaltraining.com.

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Oct 30 2009

Make Money Online? Here’s How To Build A Membership Site NOW.

Published by Pat Mullaly under Current News, blogging

You CAN Build An Online Business!

If you are planning to build a sustainable online business but you are not sure how to put all the pieces together, I recommend you take advantage of this coaching course (click this link) -

Yaro Starak’s Membership Site Mastermind is for you if you want a very simple system for setting up near-passive income streams from the Internet, using the membership site model.

It works like this -

1. You find a need in the marketplace where people are suffering from something and they want to fix it (for example – losing weight, or improving your golf score, or how to get pregnant, or how to make money on the stock market, etc)

2. You create an information product that teaches how to solve the problem, which you deliver in steady increments, for example one lesson sent via email every week

3. You charge people a monthly fee to go through the program

The formula is simple enough, but obviously you are going to need to help, which is exactly what Yaro’s training program is for.

He will teach you -

* How to get traffic so you have hungry buyers ready to join your membership site

* How you can launch and start making money with only 10% of the content for your membership site finished

* How to find topic ideas if you are not sure what to base your membership site on

* How to get other people to create your content for you

* And what simple technology you can use to deliver your membership site automatically

…plus so much more.

If you want to see exactly what is inside the program, watch the video here -

CLOSING DEADLINE IS TODAY

I don’t want to rush you, but the doors to this program close tonight (Friday) at midnight EDT US Time.

You should take a look at the sales page and video, decide whether the program is right for you, and join today if you like what you see.

Already over 400 people have taken this course and Yaro’s ready to work with the next group, starting now.

If you want to be part of this amazing community of people all working to build real sustainable and profitable Internet businesses, join today or you will miss out. This is the last time the course will be open this year, so this really is a big deadline. Check it out NOW!

Winners are action takers, so if you want to start winning – take action today before the deadline ends.

To your success!

P.S. There is a full 60 day refund period for this course, so even if you are not sure I recommend you join this program and try it out for yourself.

If you decide it’s not what you want, email Yaro to cancel and get your money back. There’s no reason not to try it, go here now and sign up .

Click here to download the Membership Site Masterplan free report


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Oct 26 2009

Boomers and Blogging: We Need All the Help We Can Get!

Published by Pat Mullaly under Current News

I’m a Boomer Blogger. And I’ve been working this blog for a few years. I want to make an income doing it. But I need all the help I can get. I think I found it. Membership Site Mastermind. Here is a bit of my story:

For over two years I’ve been plugging away at this blogging thing and it’s been a mixed blessing. In the beginning, midlifejourney.com was your standard website. I had plans to cover every aspect of the boomer lifestyle. Following the design of a major newspaper, The Boston Globe, the site had tabs and nav bars for everything from Fitness to Finance, Sports to Saving Money. It was too much. No way, could I keep it up. I have a full time job as a graphic designer, and keeping the website fresh and new each day was taking too much time.

I decided to invite other writers to help by contributing their words of wisdom and developed a loyal group of about ten people who consistently sent articles. But, even they dropped off after a while. Life takes over and things change. Finally, the static website just was not working.

It was about that time that I discovered WordPress and redesigned midlifejourney.com into something close to what it is today. But how do I make money at this? Sharing ideas and information was not enough. I wanted to see some income from all my effort. As you can see I have added a number of affiliate advertisements to the sidebar on this blog. If a visitor clicks through one of those ads and purchases a product, midlifejourney.com gets a small piece of the action.

One of the best affiliates with whom I have a partnership is Yaro Starak and his Blog Mastermind Membership Site. I’ve taken his program and continue to benefit from his expertise. With videos, mentoring forums, training modules, group chat rooms, this program has taught me a great deal about blogging, with steps to success, and how not to waste your time on ideas that just don’t work. The program is not inexpensive and it takes time to develop, but it’s worth it. My goal is to create a membership site on one of my other blogs: GolfGurls.com.

So what’s the point of this post? If you are reading this, you are probably a midlifer. If you are a blogger and interested in monetizing your blog or website, then you, like me, need some expertise to help you. Yaro Starak is one of those online blog gurus who knows the ropes and is generous in sharing what he knows. And I strongly recommend his program. If you don’t do anything else, click here to get his FREE Membership Site Masterplan Report. It’s filled with great ideas to help you build your blog.

If you want to know more about the Mastermind Program, click here to see an intro to the program, or here to listen to an interview with Daniel Scocco, one of the big success stories from people who have joined this program.

The Blog Mastermind Membership Site Program is only available once or twice a year. And this week, for the last time this year, his membership site is open for new members. Here are the important dates: Membership is Open – Tuesday October 27th at 9am EST and closes Friday October 30th at midnight EST.

It’s not for everyone. If you are not serious about blogging as a way to increase your revenue stream, then I would say it’s not for you. But if you are interested in exploring ways to increase traffic and monetize your website or blog then this is a great program.

Click here to get your FREE Membership Site Masterplan Report.

Click here to go directly to the Membership Site Mastermind Site for more information.

Thanks for reading this post. Are you making money from your blog? How do you do it?

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Oct 09 2009

Baby Boomers and Life Insurance – What You Don’t Know Might Hurt You

Published by Pat Mullaly under Current News

For the Baby Boomers and Midlifers, this October – the Month of The Harvest Moon!: The focus is on Planning for Retirement. We’re talking about finance, and lifestyle choices. Planning for those days when after all your hard work you can “harvest” the rewards – whether that means travel, time, golf, or doing just what you want with your life. This post is all about life insurance – the things you need to know before you invest.

Guest authorJ.J. Yong shares some advice

. . . . .

Top 10 Things You Must Know About Life Insurance

Guest Author:  J.J. Yong

The more you know about how your life insurance works, the easier it is for you to seek for the right insurance plan. The more research you have made on life insurance policies, the better for you to avoid any possible pitfalls when it comes to insurance purchase.

Here is a list of 10 key things on life insurance which everyone should be aware of,

1. Shopping around saves money

It definitely pays to shop around because premiums vary widely across one Insurance company to another. Getting yourself equipped with the necessary insurance policy information will facilitate your searching for the best optimum Insurance plan.

2. Just get what is needed

Make sure you are not under insured because you are unlikely to get the needed benefits if you are under-insured. Also ensure that you do not over-spend on life insurance because buying more than what you need is a waste of money, just get what you believe is sufficient.

3. What happens in the event of delinquent payments?

You are normally given a grace period of 30 days to make payment on your premium. However if you have not paid within the grace period, your policy will lapse. In the case of permanent insurance policy, if you are late on your payment, your cash value amount will be deducted accordingly by your number of delinquent days.

4. What is the best age to get your Insurance?

The younger you are, the lower your life insurance premiums will be. The reason is because your risk of dying is lower when you are younger.

5. The healthier you are, the better the rates

Healthy people tend to get the best deals when it comes to life insurance.They will be able to get a better rates as compared to those with health problems, e.g, smoking, being overweight or with heart disease.

6. Is the result of my medical exam crucial?

The status of your medical exam results will determine what kind of Insurance rates you will be offered by the insurance company. Your height, weight, health, life-styles are all taken into consideration.

7. Will having more than one policy cancel the other one out?

Not at all. If you have a credit life insurance policy and a whole-life insurance policy, and you paid all the necessary premiums, both policies will pay out according to the initial terms of the policy. The credit life policy will pay off your credit card balance and the death benefits will be paid out on your whole life policy.

8. Can I buy a life insurance policy on someone else?

Yes, if you have insurable interest for that person, normally for a close relative or friend, you can buy insurance for them. However, the official stipulation here is that that person must know about it.

9. Review your coverage regularly

Changes in your life signals the need for a review of your overall financial plan. Always ensure that your coverage is intact with the changes you have gone through such as marriage, birth of a child, impending retirement, retrenchment, promotion have effect on the insurance coverage that you may need.

10. Compare the ratings granted on your finalized list of Insurance companies.

These ratings are provided by several rating agencies such as S&P and Moody’s. Choose a company with higher rating which has more renowned reputation and consider for their better services and fast claim processing.

For more information about life insurance rates and life insurance companies, visit LifeInsuranceEssentials.com.

Article Source: http://EzineArticles.com/?expert=J.J._Yong
http://EzineArticles.com/?Top-10-Things-You-Must-Know-About-Life-Insurance&id=2985455

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Oct 01 2009

Baby Boomers and Retirement: Top 4 Must Do’s Before You Plan

Published by Pat Mullaly under Current News, Retirement

For the Baby Boomers and Midlifers, this October – the Month of The Harvest Moon!: The focus is on Planning for Retirement. We’re talking about finance, and lifestyle choices. Planning for those days when after all your hard work you can “harvest” the rewards – whether that means travel, time, golf, or doing just what you want with your life.

Guest author Scott Martin suggests a way to begin the plan.

. . . . .
Retirement Planner Calculator – Top 4 Must Do’s Before You Even Begin

Retirement Planner Calculator – Top 4 Must Do’s Before You Even Begin

By Scott Martin

No matter how old you are making retirement calculations should be high on your agenda. The earlier you start to think about creating a nest egg the easier your retirement will be. So what is the best retirement planner calculator to use?

Most financial planning software tends to focus on regular contributions to you retirement fund and ways to save on tax. These are both great ideas but I like to concentrate on a proactive investment strategy. Let’s face it

“most retirement funds are going backwards”

Let’s have a look at where most retirement planner calculators get it wrong:

Firstly they rely on other people to run and manage your fund. Secondly they rely on these fund managers actually producing positive returns. The financial advice system is designed to make people feel like it is too hard to manage your own money. The best advice I ever got was look after your own money because as you well know ‘nobody looks after it like you do’.

Learning to manage your own money is the most important fact that all financial planning agents forget to mention. Obviously they don’t want you to do this as it would put them out of a job.

Retirement Planner Calculator – Top 4 MUST DO’s Before You Even Begin

1. Expand your investment knowledge so that you understand what are where you money is invested

2. Find a broker/financial planner that has RESULTS. If they aren’t a successful investor themselves how are they going to help you?

3. Decide on when you would like to retire

4. Decide how much money you need per annum to live on

After you have done these simple things it is up to you to create an investment strategy that can produce consistent returns. Once you have achieved this you can start to estimate what sort of percentage returns you can create. Then it is simply a matter of working out how much savings you will require to earn this amount passively. For instance if you Retirement Planner Calculator says that you require $75,000 per year and you can earn 15% annually then you would require $500,000 in savings to create this amount.

The most important fact when calculating your retirement is to be proactive and increase your investment knowledge.

So are you serious about creating a Rich & Happy Retirement?

“I have never seen a retirement system that is so complete”

Get Your Free Retirement Planner Calculator DVD Today!

http://sharespropertymoney.com is a Free Investment Resource that is currently offering every visitor a Free ‘How to Retire Early & Rich’ DVD & Ebook

Do you want to Retire Within the Next 3 Years?

Article Source: http://EzineArticles.com/?expert=Scott_Martin
http://EzineArticles.com/?Retirement-Planner-Calculator—Top-4-Must-Dos-Before-You-Even-Begin&id=2897368

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