Feb 28 2009

Tips for Boomer Investing #5

Published by Pat Mullaly at 12:11 pm under investing

This is the fifth tip for midlife investing in a series of five:

  1. GO GREEN!
  2. Invest in Your Mind – Education
  3. Invest in Your Health  – Good Food
  4. Invest in A Good Time

TIP # 5

Last night I received a phone call from RCI. (A time-share exchange company.) The young man was trying to persuade me to buy into a cruise vacation plus 2 week vacation package deal. Cost: only $2,490 for two. Wowsa! Sucha deal!

A half hour before he called I was busily working on my tax return for 2008 so money or the lack of it was on my mind. Bad timing for the salesman. But it got me thinking about tip #5 for midlife investors: Invest in your dreams!

True, I was not prepared to use my credit card to pre-purchase a cruise/vacation right then and there. But the price quoted was not outrageous. And with a little preparation and planning, it might be just the thing to enjoy sometime in the future. (RCI might have gotten a better response if they had sent me a series of postcards letting me know the phone call was coming… whet my appetite, get me thinking, make me think I had won a prize when they called out of the blue! – but that’s a marketing isssue for another time.)

Saving for a dream is the fifth tip for midlife investors. Take those initial ideas, expand them, go to the edge of your thoughts and then push a little further. Dream the future into being. You can do it.

Invest in your dreams.

. . . . . .

Review all the Investment Tips for Boomers in this series:

  1. GO GREEN!
  2. Invest in Your Mind – Education
  3. Invest in Your Health  – Good Food
  4. Invest in A Good Time
  5. Invest in Your Dreams

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  110. odzyskiwanie danychon 08 Jan 2012 at 4:58 pm

    I’ll third Miriams assessment. And raise with; The article also gives us the usual left handed message we get with any other article regarding weight discrimination. ‘Fat people ARE discriminated against! But they wouldn’t be if they’d just lose weight.’ From the article- “Being mistreated or dismissed by your doctor because of your weight is unacceptable. But what’s just as important is that doctors are missing an opportunity to help their patients lose weight and improve their health,” -Yeah. I believe I can say with some confidence that I’ve NEVER seen an article that DOESN’T include some version of this disclaimer / cop out somewhere in it’s text. That’s the real Catch- You can Win but only if you lose weight. If you can’t lose weight, you don’t win. Oh, and BTW, there’s no such thing as ‘can’t. Have fun chumps.

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  112. Lamonton 09 Jan 2012 at 6:59 am

    Let’s reduce to microeconomics:If Reaganomics worked so well why don’t we use it now? Or why isn’t there more of a public outcry for it? If we disdain the use of revolving debt credit cards and then take out cash advances to their spending limit-then burn the credit cards! Look,! It freed up lots of capital for us to use! Then we think we are rich because of all the cash in our hands. That’s the perception of the great economic “prosperity” unleashed from Reaganonomics. What is the net result twenty years later when we only make the minimum payments or leave out a few?

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